本书选材新颖、点面结合、内容丰富、语言规范，练习兼具实用性和针对性。全书由十二个单元组成，分别介绍了货币及货币政策、国际货币体系、外汇、国际结算、国际金融组织等方面的知识与专业用语，每章配有词汇注释、短语注释、专业术语解释、知识背景介绍、语言练习，以及专业财经信息的时文辅助阅读。 本书是针对高职高专学生的专业英语教材，也可供电大、各类成人院校师生及广大专业人员学习专业英语使用。

目 录
Unit One Money, Monetary Policy and the Function of Money 1
Part A Text 1
I. The Meaning of Money 1
II. The Origins and Kinds of Money 2
III. The Functions of Money 6
IV. The Monetary Policy and Money Supply 7
Part B Words & Phrases 11
Part C Terminology Practice 12
Part D Exercises 14
Part E Supplementary Reading 16
Unit Two Foreign Exchange, Exchange Rate and Foreign Exchange Market 19
Part A Text 19
I. Foreign Exchange 19
II. Exchange Rate 20
III. Foreign Exchange Market 21
IV. Elements Influencing Exchange Rates 22
V. Types of Foreign Exchange Transactions 24
Part B Words & Phrases 24
Part C Terminology Practice 25
Part D Exercises 28
Part E Supplementary Reading 30
Unit Three Financial Instruments 33
Part A Text 33
I. Definition of Financial Instruments 33
II. Categorization 34
III. Traditional Financial Instruments 35
Part B Words & Phrases 39
Part C Terminology Practice 40
Part D Exercises 41
Part E Supplementary Reading 43
Unit Four Commercial Banks 49
Part A Text 49
I. What is a Commercial Bank? 49
II. The History of Commercial Banks 50
III. The Operations of Commercial Banks 51
IV. The Commercial Banks in China 53
Part B Words & Phrases 56
Part C Terminology Practice 56
Part D Exercises 58
Part E Supplementary Reading 60
Unit Five Central Bank 63
Part A Text 63
I. Brief Introduction of Central Banks 63
II. The History of Central Bank 64
III. The Functions of the Central Bank 65
IV. The Central Bank and Monetary Policy 67
V. The People’s Bank of China (PBC) 68
Part B Words & Phrases 70
Part C Terminology Practice 71
Part D Exercises 72
Part E Supplementary Reading 75
Unit Six Financial Markets 77
Part A Text 77
I. Functions of Financial Markets 77
II. The Major Players in Financial Markets 78
III. Types of Markets 80
IV. Types of Investment Risk 82
Part B Words & Phrases 83
Part C Terminology Practice 84
Part D Exercises 85
Part E Supplementary Reading 87
Unit Seven Insurance 91
Part A Text 91
I. Insurable Interest 92
II. Insurance Premium 92
III. Insurance Policy or Certificate 93
Part B Words & Phrases 97
Part C Terminology Practice 97
Part D Exercises 98
Part E Supplementary Reading 100
Unit Eight Inflation 103
Part A Text 103
I. Measuring Inflation 104
II. Effects of Inflation 104
III. Causes of Inflation 105
IV. Controlling Inflation 106
Part B Words & Phrases 109
Part C Terminology Practice 110
Part D Exercises 111
Part E Supplementary Reading 113
Unit Nine Balance of Payments 115
Part A Text 115
I. What is the Balance of Payments (BOP)? 115
II. Current Account 116
III. Capital Account 116
IV. Financial Account 116
V. Official International Reserves 117
VI. Net Errors and Omissions 117
VII. Balance of Payments Equilibrium 117
VIII. BOP Adjustment 118
Part B Words & Phrases 120
Part C Terminology Practice 121
Part D Exercises 123
Part E Supplementary Reading 125
Unit Ten The International Monetary System 127
Part A Text 127
I. The Gold Standard System 128
II. The Bretton Woods System 130
III. The Floating Exchange Rate System 136
IV. The European Monetary System 137
Part B Words & Phrases 138
Part C Terminology Practice 139
Part D Exercises 142
Part E Supplementary Reading 144
Unit Eleven Payment in International Trade 147
Part A Text 147
I. Modes of International Payment 148
II. Remittance 149
III. Collection 150
IV. Letter of Credit 152
Part B Words & Phrases 155
Part C Terminology Practice 156
Part D Exercises 158
Part E Supplementary Reading 160
Unit Twelve International Finance Organization 163
Part A Text 163
I. The International Monetary Fund (IMF) 163
II. The World Bank 170
III. The Asian Development Bank (ADB) 175
Part B Words & Phrases 177
Part C Terminology Practice 178
Part D Exercises 180
Part E Supplementary Reading 182